Services

Comprehensive Mortgage Solutions Tailored to Your Needs

Mortgage for Purchase/First Mortgages

Buying a home in Surrey, B.C., is an exciting time! You’re about to take a big step, so you’ll need some advice from a Mortgage Broker in Surrey. We’ll give you the facts your bank won’t tell you about financing your first home. With access to multiple lenders, we’ll help you find the Best Mortgage Rates in Surrey and the best mortgage options to help you buy your dream home. We’re local and know the ins and outs.

Refinance the Mortgage/Mortgage Refinancing

Mortgage refinancing pays the current mortgage or any other credits or debts against your property and creates a new mortgage. A refinancing can occur when you take out a new mortgage on your property with a whole new set of terms and conditions and at a new interest rate. This may be an alternative to taking a more expensive second mortgage to cover expenses such as your home’s renovation.

First Time Home Buyer

Crowdfunding can help first-time home buyers in Surrey, BC, and surrounding areas by raising funds from friends, family, and the community for down payments and closing costs. This collective effort provides financial support and engages your network, making homeownership more achievable in Surrey’s vibrant and diverse housing market.

Private Mortgages

If you want to get a mortgage with the least amount of legal restrictions possible, then this can be the mortgage for you. Private lenders are individuals or even private corporations that will lend you money using the remaining equity strictly in your house as security. They typically don’t look at any past credit issues or income, as they look to get a return on their investment and are therefore more expensive than banks and non-bank/alternative lenders. They get you the money you need quickly and with minimal requirements from you.

Second Mortgage

A second mortgage allows you to access your home equity for various needs. This loan can consolidate debt into a single, lower-rate payment, fund home renovations, or finance significant life projects. Additionally, it can be used as a down payment for a second home, investment property, or cottage getaway. Ensure you have available home equity to borrow against when considering a second mortgage.

Home Equity Line of Credit

HELOC is a type of credit that enables you to tap into funds at a rate lower than any credit card or personal loan. With HELOC, your home will act as collateral. As you start paying off your mortgage, your home equity rises, and then that equity is used to secure your loan. The home equity line of credit in Surrey is similar to a second mortgage or a credit card but comes with better rewards. Since your home is used as collateral, ensuring that you pay off the loan, you can get an impressively low rate.

No Income Verification Programs

At Crown Funding, we offer No Income Verification Programs to help you secure financing without the hassle of traditional income documentation. Ideal for self-employed or irregular income earners, our flexible solutions make homeownership more accessible. Trust Crown Funding to provide the support you need to achieve your property goals.

Mortgage for all income & credit situations

At Crown Funding, we provide mortgage solutions for all income and credit situations. Whether you’re self-employed, have a non-traditional income, or are rebuilding your credit, our flexible programs are tailored to meet your needs, making homeownership accessible for everyone.

Crown Funding provides free mortgage advice to clients across BC. You do not have to leave your home to get your mortgage approved with us no matter where you live in BC.

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8028 128 Street, Suite 218, Surrey B.C. V3W 4E9

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