At Crown Funding, Your Needs are Our Priority.
Great News! For a limited time, Crown Funding can get you approved without the stress test.
Having a home of your own is a dream everyone wants to fulfill. Crown Funding makes it feasible for you to buy, refinance or take out a home equity mortgage.
With 30 years of mortgage experience, we know a thing or two. Honest, transparent and no last minute surprises. Low Mortgage Rates and Great Service.
Crown Funding has mortgage products for all types of credit and income situations. We are licensed in British Columbia and Ontario
Bank Mortgages for Prime Borrowers
If you have excellent credit and great income, Crown Funding can offer you a Mortgage at a rate that is way below posted bank mortgage rate. At any given time some banks are running “SPECIALS”. Call us now to find out what that “SPECIAL” mortgage rate of today is.
First Time Home Buyer
Great News! For a limited time, Crown Funding can get you approved without the stress test. Must have 5% plus closing cost and reserves in the bank already. Must have good credit and verifiable income. Call us and we can pre-qualify you so you can buy your dream home with confidence.
Alternative or 'B' Lending
Turned down by your bank because of low credit score and high debt ratios? No worries. Let Crown Funding’s experts who specialize in “B” lending get you the next best deal out there. Call us now to find out if we can get you a first mortgage at a rate as low as 4.09% to 5%.
Private Mortgage
Call us for an Instant Phone Approval. Cash in 5 Days. Good or Bad Credit. No Income Verification Mortgages from $20,000 to $2 Million. First, Second or Third Mortgage. Rates start from 6.95% for the first and 8.95% for the second mortgage and are based on the loan to value ratio.
Home Equity Line of Credit (Heloc)
Without Income Verification
All we need is an application and an appraisal. Fill out the application here or we can take it over the phone in five minutes.
Home Equity Line Visa With Credit Limit of Up to $250K
Get credit limit of $250K or more in the 1st or 2nd position. Ideal for salaried, self-employed or non-traditional income. Credit score can be as low as 600. Rates as low as 5.99% based on credit score. No annual or renewal fee.
Same Day Approval
Get same day approval. If you apply over the phone, which takes only five minutes, you can get instant phone approval with Crown Funding.
Cash in 5 Business Days
Once Crown Funding has everything that is required, you can get the funds in 5 business days or earlier if you have an emergency.
Types of Mortgages
Purpose of Mortgages
About Crown Funding
Crown Funding is Mortgage Brokerage firm with its offices in Surrey, BC and Brampton, ON. Crown Funding is a one-stop mortgage source for Prime & Sub-prime borrowers. Crown Funding provides mortgage services to the residents of British Columbia & Ontario. We are expert mortgage brokers for:
- 1.Bank Mortgages for prime borrowers with good credit and verifiable good income
- 2.Alternative Lending or 'B' Banks where a borrower missed the approval from the bank just because of slight high debt ratios or low credit score
- 3.Private Mortgages
- 4.No income verification mortgages
- 5.Bad credit mortgage
- 6.Mortgages for Self-employed with just last six months bank statements Private Mortgages
What is a “no income verification” mortgage?
No income verification mortgages are also known as no-doc or stated income mortgages. A No Income Verification Mortgage means exactly that: no proof of income! No Pay-slips, no Tax Returns, no NOA's. The lender will accept the the income you state on your application so long it makes sense and is in line with the industry standard. Some stated income programs that offer lower rates than the Private Mortgage Rates for borrowers with high credit scores may require six months of bank statements and a copy of business license, if you are self-employed.
We provide no income verification mortgage services in Surrey
If your debt ratios are high or you have income that you cannot verify, Crown Funding has mortgage products that either accept high debt ratios or require no income verification. Crown Funding can help you get the mortgage you need without the need of your Pay-Slips, Tax Returns, etc. For a no income verification mortgage in Surrey at a competitive rate, using a private mortgage lender’s services are quite necessary. Our mortgage specialists will help you find the right mortgage for you.
Other forms of No Income Verification Mortgages in Surrey
- Alternative or 'B' Lending for Self-Employed Borrowers
If you are a self-employed borrower and applying under the stated income program for a home loan, a Bank that does Alternative or 'B' lending is the first option for you to get the low rate. Our mortgage specialists will look at your income, credit and employment situation. They will help guide you in detail and help get you the best mortgage in your situation. Only if you cannot qualify for 'B' paper will they will recommend a Private Mortgage.
- Stated Income Mortgage
Self-employed borrowers have different needs for mortgage approvals. Our mortgage experts will help you identify your strong points as a self-employed applicant. They will help structure your mortgage with whatever you have, highlighting your positives or come up with alternative ways to provide proof of your income or suggest mortgage products that do not require any income proof. Rest assured, we will do out best to make it happen for you.
- Tell us your story. We will help you get back on track.
Mortgages For All Credit and Income Situations?
Crown Funding makes the mortgage process easier. We can take your loan application over the phone in less than five minutes or you can fill it out online. Once we get your signed consent form, we go to work for you. Based on your credit rating, and your income we can give you an answer same day in most cases. We know how to highlight your strengths and explain away weak points. We have the best software where we can plug in your profile and in seconds, it will tell us which lender in BC, Canada has the best rates for you.
Bad Credit? Cannot verify your income? Crown Funding can help get you the mortgage in Surrey and Greater Vancouver Area
- As an experienced bad credit mortgage broker in Surrey, we have been providing services for many years to our customers who have less than perfect credit and or in need of a no income verification mortgage. Thus we have a long list of satisfied customers who always come back to us for their refinancing needs.
- At Crown Funding, we try out best to secure the lowest possible mortgage rates and affordable monthly mortgage payments for our borrowers. Whether you are looking for a Residential, Alt-A or ‘B’Lending or a Private Mortgage, we have the right mortgage for you.
- At Crown Funding, we provide an easy application process. You can select the application form, fill the necessary information and submit it. Or for the faster approval process, give us a call. It takes us less than five minutes to take the information needed from you. We will initiate the process right away and you will get a decision from us pretty fast. We make the process easy, simple, efficient and fast.
- Want a private mortgage broker in Surrey, BC? Call us at 778-320-9494! Our customer care is always active and ready to help.
Testimonials
FAQ's
Signed Consent Form.
Copy of your first mortgage statement.
Information about the second mortgage, if applicable.
Fire insurance agents name, number and email.
Strata information and form B, if a condo or townhouse.
That's all we will need.