Many of the lenders we work with specialize in quickly approving mortgage loans for Canadians with bad credit or low income, or self-declared income. We look for the right mortgage loan solution for your needs at the current lowest rates and best terms available to you. Our bad credit mortgage lenders do not place much emphasis on your credit history. Instead, they put the majority of their decision on the value, marketability, condition, and location of your property. These bad credit lenders look to mitigate their risk through the property rather than through the borrower. That is why a private lender won’t require a credit check in some cases, so even credit that is bad should not hurt your chances of qualifying.

We understand that things can happen in life, and sometimes we can be on the wrong end. Getting the right mortgage these days for borrowers with current bad credit can be next to impossible if you plan to do it on your own. Our bad credit mortgage brokers in Surrey provide you with every service necessary to make your homeownership dreams possible. Such situations can prevent you from being able to afford to make certain payments on time. These unexpected situations can cause scores to drop below a standard score that banks accept.

We understand the important role of credit score in every mortgage application process. Having a higher credit card score can make your mortgage approval easier. Our mortgage brokers will provide you with some helpful tips to improve your credit score. Our mortgage brokers in Surrey focus on delivering the industry-best services. Before beginning with the application process, we analyze your financial situation and some factors that have reduced your credit rating. After this, we provide you with some suggestions to improve your score. We get you the suitable lenders depending on the rating you currently have, as we help you improve it for future lending.