When it comes to securing a mortgage, having a low credit score can feel like an insurmountable barrier. Many lenders view poor credit as a significant risk, which can make
As we step into 2025, mortgage rates continue to be a focal point for homeowners, buyers, and investors alike. With evolving economic conditions and shifting global trade policies, many are
Introduction Overview of the Current Economic Situation in Canada Canada’s economy is navigating through challenging times. Inflation has seen notable fluctuations, influencing consumer confidence. Although job growth remains stable, wage
If you’re a first-time or next-time homebuyer with a down payment of less than 20% (also known as equity), you’ll likely need mortgage default insurance. While this insurance incurs a