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Mortgage Rates

Kraft Mortgage Canada Inc. has many mortgage products. We also customize mortgages according to the borrower’s profile and needs.
Kraft Mortgages does Residential or Conventional mortgages, Alternative or ‘B’ Lending and Private Mortgages to cater to all credits and income situations.
Feel free to contact us to discuss your particular situation and needs and get a no-obligation rate quote. We are here to help and make it happen for you.

Residential High Ratio Mortgage Rates
TermRates
5 Year High Ratio Insured Fixed Rate with 5% down2.59%
5 Year Insured Variable Rate2.90%
5 Year Conventional Fixed Rate to 80%2.79%
5 Year Conventioanl Variable Rate to 80%3.09%

Alternative Lending Rates (Bank Turn-downs because of income and credit issues)
First Mortgage Rate start at 4.69%. Requires income verification but flexible in debt ratios.

Self-Employed Borrowers
Home Equity Line of Credit in the First or Second Position with income verification or six months bank statements for self-employed to verify cash flow. Rates start at 5.99%
Home Equity Line of Credit with No Income Verification at higher Rate.

Private Mortgage Rates
Private Mortgages are equity-based so you must have sufficient lendable equity in your home. Good or Bad Credit. No Income Verification. Rates are based on loan to value ratio. The lower the loan to value ratio, the lower the rate.
First Mortgage Rate start at 6.95%
Second Mortgage Rate start at 8.45%
Home Equity Line of Credit with No Income Verification. Credit problems – OK!

Call or email us for Rates on any other products that are not listed Here.

Rates are subject to change without notice. Conditions apply.